First National Bank of Jackson of Jackson

Checking Accounts

We offer FNB Visa Check Debit Card, unlimited check writing, free online banking, E-statements, and 24 hour telebanking with most of our personal checking accounts.  We also offer electronic bill pay with our online banking.


FNB 700 Checking

$100.00 to open.  No monthly maintenance fee if a $700.00 balance is maintained.  A $7.00 fee is applied when balance falls below required minimum.

Senior Reward Account

For the customer, age 55 and older.  Requires no minimum balance, no monthly fee, and free Senior Reward Checks.

FNB Club Account

$100.00 to open.  FNB Club Checking provides customers advantages in finance, security, travel and convenience.  Plus, FNB Club customers can take advantage of money saving benefits on prescriptions, eyewear discounts and many other benefits.  There is a $6.50 monthly maintenance fee.   That fee is reduced to $3.25 if you are age 55 and/or you have a Social Security or SSI direct deposit.  Free FNB Club checks.

FNB CLUB/NOW Account

$1000.00 to open.  FNB Club/Now checking provides customers advantages in finance, security, travel, and convenience.  Plus, FNB Club/Now customers can take advantages of money saving benefits on prescriptions and eyewear discounts.  It also offers free FNB Club/Now checks.  There is a $6.50 monthly maintenance fee, this fee is reduced to $3.25 if you are age 55 and/or you have a Social Security or SSI direct deposit.  No additional monthly maintenance fee on the NOW account if a balance of $1,000.00 is maintained.  If the balance falls below $1,000.00 a $10.00 monthly fee will apply.  This account is interest bearing if a $1,000.00 balance is maintained.

Prestige NOW Account

$1,000.00 to open.  No monthly maintenance fee if a $1,000.00 balance is maintained. A $10.00 fee applies if balance falls below the required minimum.  Interest bearing if a $1,000.00 balance is maintained.  Customer is required to purchase checks for this account.

First National MMDA

$2500.00 to open.  No monthly maintenance fee if a $2500.00 balance is maintained.  Interest rate may differ if balance drops below $2500.00.  If the daily balance is below $1,000.00, the customer will receive no interest for the days the balance is below $1,000.00.  The maintenance fee if balance is below $1,000.00 is $10.00.  You are allowed 6 preauthorized transfers from this account each statement cycle; 3 of these may be made by check to third parties.  All checks over this limit will be assessed a $5.00 fee per check.  Customer pays for checks.

24 Hour Drive Up ATM Banking at the Lester Smith Branch